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Who is the person primarily responsible for managing your money?

Do you own a credit card?

Please indicate how often you have engaged in the following activities in the past six months:

Comparison shopped when purchasing a product or service.
never rarely sometimes often always


Paid all your bills on time.
never rarely sometimes often always


Kept a written or electronic record of your monthly expenses.
never rarely sometimes often always


Stayed within your budget or spending plan.
never rarely sometimes often always


Paid off credit card balance in full each month.
never rarely sometimes often always


Maxed out the limit on one or more credit cards.
never rarely sometimes often always


Made only minimum payments on a loan.
never rarely sometimes often always


Began or maintained an emergency savings fund.
never rarely sometimes often always


Saved money from every paycheck.
never rarely sometimes often always


Saved for a long term goal such as a car, education, home, etc.
never rarely sometimes often always


Contributed money to a retirement account.
never rarely sometimes often always


Bought bonds, stocks, or mutual funds.
never rarely sometimes often always


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